Hi Friends!
Welcome to the Cornerstone Financial Blog. Our purpose with this blog is to keep our
clients informed & educated on various financial topics. We love client interaction, so
if you ever have any questions that you want to further discuss, call us at our office, or
set up a time to come visit us at our office in Mandeville, LA.

On this weeks blog, we will cover the following topic: Annuities!

What is a fixed indexed annuity?

-A fixed indexed annuity type of insurance product for long-term retirement savings
that offers principal protection while providing growth potential based on an external
market index, like the S&P 500. Many people look at a fixed indexed annuity like a
“private pension”.

Did you know that the number one concern retirees have is running out of money? It
has been my experience as a financial advisor over the last 30 years, that the best
investment to address this concern is a properly structured fixed indexed annuity.
There are three types of annuities:
-Fixed: Offers principal protection
-Variable: Provides good growth potential
-Fixed Indexed: Provides the best of both fixed and variable annuities with principal
protection and good growth potential.

If you think about it, you are probably already investing in an annuity or have already
done so: Social Security.

During our next installment on annuities, I will get into the problems of trying to retire
on cash or the stock market without a good fixed indexed annuity added to the mix.

Have a great week.
Chris